What’s Medicare Supplement Insurance, and do I need it?
Posted: September 21, 2024
Medicare is a federal health insurance program that covers people aged 65 and older and some younger individuals with specific disabilities. It helps cover many healthcare costs, including hospital stays, doctor visits, and preventive services. However, Medicare doesn’t cover all medical expenses, and beneficiaries often face out-of-pocket costs such as deductibles, copayments, and coinsurance. This is where Medicare Supplement Insurance, or Medigap, comes into play....
2024 Business Insurance Trends to Consider
Posted: September 19, 2024
As the end of 2024 approaches, the nature of business risk continues to evolve, driven by technological advancements, regulatory changes, and global challenges. Staying informed about emerging trends allows businesses to protect themselves against threats. There is a growing trend in crafting a business insurance policy that addresses risks associated with data breaches, regulatory compliance, the workforce, catastrophic weather, and social inflation. 1. Data Breach...
To Lease or Finance a Car?
Posted: September 16, 2024
Deciding between leasing and financing a car is a common dilemma for many prospective car owners. This decision carries significant financial implications and can also reflect personal lifestyle choices. Whether you prioritize having the latest model or prefer the long-term benefits of ownership, you want to weigh each option’s pros and cons. Moreover, your choice can affect your insurance premiums and coverage needs, making it...
Key Person Life Insurance: Safeguarding Your Business’s Future
Posted: September 7, 2024
Key person life insurance is a specialized policy that businesses take out on the life of an employee whose death could significantly impact the company’s operations. This type of insurance is essential for protecting a business’s financial health and continuity, ensuring that it can weather the loss of a key individual without severe disruption. Who Qualifies as a Key Person? A key person is someone...
Silver Sneakers & Medicare: How to Stay Fit in Your Golden Years
Posted: September 6, 2024
Staying active is vital to maintaining good health, especially as we age. Regular physical activity can help prevent various health issues, improve mood, boost energy levels, and enhance overall quality of life. For older adults, finding a fitness routine that is both safe and effective is essential. This is when SilverSneakers comes into the picture. What Is SilverSneakers? SilverSneakers is a comprehensive fitness program tailored...