Commonly Overlooked Types of Business Insurance
Posted: May 4, 2021
You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
Term or Whole Life: Which Life Insurance Policy is Best?
Posted: April 22, 2021
Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing...
Does Medicare Provide Mental Health Coverage?
Posted: April 21, 2021
Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance to the hospital. What Mental Health Services Does Medicare Cover If your primary care doctor...
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...