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5 Common Misconceptions About Medicare

5 Common Misconceptions About Medicare

If you are newly eligible for Medicare and navigating the territory for the first time, you know how complicated the subject can be. Although there is an abundance of material out there, it is not always accurate and may only add to the confusion. The following are five common Medicare myths debunked: Medicare Is Part of Social Security This is not correct. Social Security and...

5 Unconventional Businesses That Still Need Insurance

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

How to Avoid Costly Claims from Winter Storms

How to Avoid Costly Claims from Winter Storms

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...

The Importance of Creating a Will

The Importance of Creating a Will

Creating a will is one of the most important legal actions for people of all ages. Many younger people believe writing a will is for later in life. In fact, a will can be one of the most significant actions for young families to protect their spouse and children from extreme financial losses should an unexpected death occur. Why Do You Need a Will? A...

Is It Time for Long-Term Care?

Is It Time for Long-Term Care?

Most people prefer to remain in their own homes as long as possible and may dread the idea of a nursing home – even though many long-term care facilities are excellent. If you notice changes in lifestyle, abilities, or personal care, it may be time to consider getting help.  What is Long-Term Care? Long-term care is a set of services designed for people who could...