Is My Small Business Vulnerable to Cyber Attacks?
Posted: October 4, 2023
October is National Cyber Security Awareness Month. With the increasing prevalence of cybercrime in small businesses, it is crucial to be aware of the risks and take the necessary actions. The following statistics were reported by Small Biz Trends: Nearly 43% of cyber attacks target small and medium-sized businesses. Only 14% of targeted small businesses are prepared to handle cyber attacks. Costs of cybercrime are...
7 Group Riding Rules to Know Before Your First Fall Joyride
Posted: October 2, 2023
Riding in a group is one of life’s great pleasures, particularly in the autumn when the leaves turn, the air is crisp, and the colors vibrant. Before heading out on your first group ride this fall, take note of some vital riding rules to ensure the experience is successful and safe. Prepare for the Ride Before the day of the ride arrives, thoroughly inspect your...
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
How to Ensure Your Home is Prepared to Weather Any Storm
Posted: September 16, 2023
Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean your gutters to direct water away from your home and...